The Heavy Lifting Is on Us

How it Works

whD uniquely bundles group health care plans and group hospital indemnity plans that provide high levels of employee benefits and customer service while reducing overall costs for the employer and their employees. Thanks to our years of experience in the benefits business and our unique approach to bundling various services, we’re able to offer benefits packages that you won’t find elsewhere.

A Better Experience for Your Employees

Because whD manages the entire claims experience for your employees, they benefit too. You are automatically enrolled when selecting the target whD major medical program bundled with the Hospital Indemnity Plan. Then, when an employee has a claim, you simply direct them to whD—and we take it from there. A whD claims specialist will collect the necessary information from the employee and manage the claims process on their behalf.

Person Icon

whD Healthcare Plans Add Value!

Three stars

A Better Experience

  • Unique benefits program

  • Auto-adjudication of claims

  • Dedicated claims assistance

Chart showing increased revenue

Increased Revenue

  • 70% hospital indemnity participation

  • More probable program continuance

Arrow pointing down with dollar sign

Reduced Costs

  • Stabilized premiums over time

  • Reduced costs for employers and employees

whD Savings by Industry

Across carriers and networks and throughout a variety of industries, whD consistently provides the savings that help brokers earn employers’ trust. In fact, in the majority of cases, whD delivers an average savings of $3,397 per employee per year.

Savings by industry

You can help employers save money and improve the benefits they provide.